Answers to the most common questions about AIF, the token, staking, and how the fund works.
The Token
What is the AIF token? ▾
AIF is a BEP-20 token on BNB Smart Chain that represents your economic participation in the Asset Investment Fund. It connects you to the fund's real-world asset portfolio, giving you a share of asset sale profits, staking rewards from transaction fees, and deflationary benefits from token burns. It does not represent legal ownership of any physical asset.
Can more AIF tokens be minted? ▾
No. The total supply is permanently fixed at 100,000,000 AIF and is hard-coded as a constant in AIFToken.sol. No mint function exists anywhere in the contract. The supply can only decrease over time as tokens are burned from asset sale proceeds.
What happens to the supply over time? ▾
The supply decreases over time through two mechanisms: (1) 10% of every asset sale is used to buy AIF on PancakeSwap V3 and burn it permanently. (2) No new tokens are ever minted. Additionally, 65% of supply is locked or vesting slowly — meaning the freely circulating supply grows gradually and predictably, never in a sudden flood.
Can early investors dump tokens on me? ▾
No. Angel and Private investors — who together hold 55% of the total supply — cannot sell a single token until 60 days after the Public Sale completes. After that, they can only release 10% of their allocation per year. At this rate, it takes 10 full years to fully unlock. This is enforced in AIFVesting.sol, not just a policy.
Staking & Rewards
How do I earn rewards by staking? ▾
When you stake AIF in the AIFRewardingPool contract, you earn from two streams: (1) 1% of every ecosystem transaction fee is distributed to stakers in AIF tokens — this is ongoing and accumulates in real time. (2) 20% of every real-world asset sale is converted to AIF and distributed to stakers — this is event-driven and grows as the portfolio matures. Both reward streams are paid in AIF and can be claimed in a single transaction.
Is there a lock-up period for staking? ▾
No. There is no mandatory lock period for public stakers. You can stake and unstake at any time. Pending rewards are preserved even when you unstake — they remain claimable until you collect them. This is enforced in the AIFRewardingPool smart contract on BSC.
When will asset sale rewards be distributed? ▾
Asset sale rewards are distributed each time AIF sells a real-world asset. The proceeds are converted to AIF and sent to the Rewarding Pool. The first asset sale is projected for 2028–2029 as the Chumkiri Exclusive Camp reaches maturity. After each sale, 20% of proceeds are automatically routed to the staking pool through AIFTreasury.sol. You do not need to take any action — rewards accumulate in your staking position.
What is the estimated staking APY? ▾
The current estimated APY is approximately 2.1%, based on current ecosystem fee volume and the size of the staking pool. This figure will change as transaction volume grows, as new stakers enter the pool, and especially as asset sale AIF distributions begin. APY is not guaranteed and will vary over time.
The Fund & Assets
What real assets does AIF hold? ▾
AIF currently holds the Chumkiri Exclusive Camp — a hospitality and eco-tourism property in Cambodia with approximately 70% of infrastructure completed as of January 2026. Agricultural development (coconut and durian cultivation) is planned. This is AIF's first asset and NAV anchor. The fund plans to grow to 9–12 assets by 2030 across real estate, operating businesses, and infrastructure.
Does AIF use debt or leverage? ▾
Never. AIF operates with a zero-leverage policy that is constitutionally protected and enforced in code. No debt registration function exists in any contract. All capital is BUSD received from the Treasury — equity only. Because there are no lenders, no asset can ever be force-sold to repay a loan.
What happens if one asset fails? ▾
Each asset is held in its own Special Purpose Vehicle (SPV) — a separate legal company. There is no cross-collateralisation between SPVs. One asset failing cannot affect the others. This legal isolation is the same structure used by major institutional funds to protect assets from operational risk.
What if the founding team leaves? ▾
AIF is governed by a formal Constitution — not by any individual. If the founding team were to exit, the Constitution mandates a succession protocol: the Treasury becomes multi-signature controlled, an interim management board assumes execution, and the institution continues without interruption. No asset liquidation is triggered. AIF is designed as a permanent institution, not a personal project.
Technical
Which network does AIF run on? ▾
AIF is deployed on BNB Smart Chain (BSC), Chain ID 56. BSC was chosen for its low transaction fees (~$0.01–$0.10 per tx), fast 3-second block times, and PancakeSwap V3's deep liquidity ecosystem. All contracts are immutable — no proxy pattern, no upgrade mechanism.
Which wallet do I need? ▾
Any BSC-compatible wallet works. The most common options are MetaMask (with BSC network added), Trust Wallet (native BSC support), and WalletConnect-compatible wallets. Make sure your wallet is set to BSC Mainnet (Chain ID 56) before connecting. You will also need a small amount of BNB to pay for gas.
How do I swap AIF? ▾
AIF is traded on PancakeSwap V3 via the AIF/BUSD concentrated liquidity pool. You can use the built-in Swap feature in your Wallet on this site, or trade directly on PancakeSwap. The AIF/BUSD pool has 10,000,000 AIF in initial liquidity. Max slippage is hard-capped at 3% in the buyback-burn contract to protect against sandwich attacks on BSC.
Legal & Compliance
Is AIF a security token or a utility token? ▾
AIF is structured as a utility token. It grants holders the right to participate in the AIF ecosystem — staking, earning rewards from ecosystem fees, and receiving distributions from asset sale proceeds. It does not represent equity, ownership, or a debt claim in any legal entity. AIF tokens are not shares, bonds, or investment contracts under the laws of most jurisdictions. However, token classification varies by country and is an evolving area of law. You should seek independent legal advice in your jurisdiction before participating.
Does holding AIF make me a shareholder or legal owner of the fund's assets? ▾
No. AIF tokens represent economic participation rights — not legal ownership of any physical asset or equity stake in any company. The assets are owned by AIF Asset Holding Ltd through its SPV structure. Token holders benefit economically from the fund's performance through staking rewards and asset sale distributions, but they hold no title, deed, or shareholder rights to any property or business in the portfolio.
Who can participate? Are there any restrictions? ▾
AIF tokens are available to anyone who can access BNB Smart Chain and is not restricted by the laws of their jurisdiction. Participation may be restricted or prohibited in certain countries — including, without limitation, jurisdictions where token sales or crypto assets are banned or require specific licensing. It is your responsibility to ensure that participating in AIF is lawful in your country. AIF does not conduct KYC for on-chain transactions but reserves the right to restrict access to this platform from certain regions.
Is AIF registered with any financial regulator? ▾
AIF is not currently registered as a collective investment scheme, fund manager, or securities issuer with any financial regulator. It operates as a Web3 project issuing utility tokens on a public blockchain. The fund's underlying entities (AIF Holding Ltd, Treasury Ltd, SPVs) are incorporated and compliant with the laws of their respective jurisdictions for corporate and property operations. This does not constitute regulatory approval of the token or any investment product.
What happens to my tokens if AIF is shut down? ▾
AIF tokens exist on BNB Smart Chain independent of any company. If AIF's operational entities were wound down, the tokens would continue to exist on-chain. The fund's Constitution includes a wind-down protocol: assets would be liquidated in an orderly manner, proceeds distributed to stakers, remaining tokens bought back and burned. The multi-signature treasury structure ensures no single party can seize funds. That said, a wind-down is not anticipated — AIF is constitutionally structured as a permanent institution.
Is this financial advice? ▾
No. Nothing on this website, in AIF's documentation, or in any communications from AIF or its team constitutes financial, investment, legal, or tax advice. All information is provided for educational and informational purposes only. Participating in AIF tokens involves risk — including the possible loss of your entire investment. Always do your own research and consult a qualified professional before making any financial decision.
DAO & Governance
What is the AIF DAO? ▾
The AIF DAO (Decentralised Autonomous Organisation) is the governance layer of the fund. It is a members-only portal that gives long-term stakeholders a direct voice in how the fund is managed — including asset acquisition decisions, treasury allocations, and constitutional amendments. The DAO is not open to the public. Membership is earned through a meaningful, long-term financial commitment to the fund.
How do I become a DAO member? ▾
To access the DAO portal, you must stake a minimum of 100,000 AIF on the 365-day lock tier — continuously and without unstaking. Once your wallet meets this criteria, the DAO tab will automatically grant you access. There is no application process, no whitelist, and no manual approval. Membership is entirely on-chain, enforced by the smart contract.
How does voting work? ▾
Every 100,000 AIF staked on the 365-day tier equals one vote. A member staking 300,000 AIF holds 3 votes. Votes are weighted by stake, not by number of wallets — this prevents Sybil attacks where one person splits tokens across many wallets to gain disproportionate influence. Proposals require a minimum quorum to pass, and voting periods last 7 days. The result of every vote is recorded on-chain and is publicly verifiable.
What can DAO members vote on? ▾
DAO members can vote on: new asset acquisitions (which property or business to acquire next), changes to the fee structure or reward distribution model, treasury spending above a defined threshold, appointments or removals of key signatories, and proposed amendments to the AIF Constitution. Certain core principles — zero leverage, fixed supply, asset isolation — are constitutionally protected and cannot be changed by any vote. These are the five founding principles the DAO exists to preserve, not override.
What documents are available inside the DAO portal? ▾
DAO members have access to the fund's complete information set, including: the AIF Constitution, DAO Governance Rules, Investment Policy Statement, all corporate certificates of incorporation, the Treasury trust deed, the full SPV ownership structure chart, land titles and independent appraisals for each asset, quarterly NAV reports, smart contract audit reports, and meeting minutes from all previous DAO votes. These documents are stored on IPFS — immutable, decentralised, and permanently accessible to members.
Can I lose my DAO membership? ▾
Yes — if your staked balance falls below 100,000 AIF, or if you unstake before the 365-day lock period expires, your membership status is automatically revoked. Access to the DAO portal will be restricted until the criteria are met again. Your votes on any open proposals at the time of unstaking are also invalidated. There is no penalty beyond losing membership status — you can re-qualify at any time by staking the required amount again.
Why is the 365-day lock required for DAO access? ▾
The 365-day requirement ensures that only genuine long-term investors participate in governance — not short-term speculators or those who could stake briefly to influence a vote and immediately exit. Real estate and business acquisition decisions operate on multi-year timescales. The people making those decisions should have skin in the game for at least as long as it takes to deploy and realise an investment. The lock aligns governance incentives with fund outcomes.
How is the DAO different from the fund's management team? ▾
The management team handles day-to-day operations — identifying assets, managing SPVs, maintaining smart contracts, and filing regulatory documents. The DAO approves major strategic decisions that affect all token holders. Think of the management team as the executives and the DAO as the board. Neither can override the Constitution, which sits above both. This separation of powers is a core protection against any single party — including the founders — unilaterally directing the fund.